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네이버 여행 서비스를 이용해 주신 여러분께 감사드리며, 더 좋은 서비스로 보답할 수 있도록 노력하겠습니다.(iii) Any instances past the control of the financial institution, for instance economic situations or other market place components or situations, that have adversely impacted the bank's capability to c